Whether you are new to the sport or a seasoned veteran, we are excited that you're interested in riding. Owning your dream bike just got easier with our partnership finance programs available both in store and online! We're here to help you have more fitness, freedom, and fun.

Affirm
Transparency

Split your purchase into 3, 6, 12, 18, or even 24 monthly payments. No hidden fees, ever. What you see is what you pay.

Prequalify
Synchrony
Freedom To Ride

12 Months Promotional Financing (Same as Cash). Keep your cash in your pocket and pay over time.

Apply Now
Shop Pay
Speed & Security

The fastest checkout online. Split payments into 4 interest-free installments or monthly terms. Carbon-neutral delivery.

More Info
Snap Finance
No Credit Needed

High approval rates for those rebuilding credit. Get up to $5,000 instantly. 100-Day Payoff option available.

Apply Now

Which plan fits your wallet?

Choose the option that matches your budget and credit style.

Lowest Monthly Payments

Up to 24 Months

To Pay It Off

Best if you want to break a big purchase into small, easy chunks.

  •  Soft Credit Check (Won't hurt your score)
  • Flexible terms (3 - 24 mo)
  • No hidden fees
Check Eligibility via Affirm or Shop Pay
0% Interest

12 Months

Same As Cash

Best if you have the cash but want to keep it in your pocket.

  • Deferred Interest
  • Dedicated Credit Line
  • Good for future gear
Apply for Card Freedom to Ride Card
No Credit Needed

High Approval

Start Riding Today

Best if you are rebuilding your credit or don't have history.

  • Instant Decisions
  • Up to $5,000 approval
  • 100-Day Payoff Option
Apply Now via Snap Finance

Need help?

Got questions? Call us at 858-943-4229, or hit us up by chat or text. We’ll help you find the perfect bike for your buck!

  Call or Text Us

Ready to Ride?

Apply your financing to your dream bike today.

Published November 20, 2023 Last updated February 13, 2026