Ride the Bike You Want, Pay at Your Own Pace
Getting on the road or dirt with the bike of your dreams shouldn’t require draining your bank account. We have partnered with industry leaders to bring you flexible bike financing that puts you in the saddle immediately while keeping your cash flow manageable. Through our Synchrony Freedom to Ride program, you can access the latest models from the best brands without the upfront financial stress.
For a limited time, we are offering Zero Interest if Paid In Full Within 18 Months on all purchases of $999 or more. By taking advantage of this offer between February 10 and February 16, 2026, you can spread your payments out over a year and a half. It is the easiest way to secure your upgrade today and pay comfortably over time.
The Details: Zero Interest if Paid In Full Within 18 Months on purchases of $999+ made with your Freedom to Ride Synchrony account between 2/10/2026 - 2/16/2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum monthly payments required
HOW IT WORKS
Ride Now, Pay Later
Find your dream bike and select Synchrony Financing as your payment method at checkout.
Quick & Easy
Fill out the secure online application and you'll get an instant credit decision. Preqaulifying WILL NOT affect your credit score
Flexible Monthly Payments
You'll receive a temporary account number to secure your dream bike. You can choose to pay off your bike in as little as 18 months.
No Hidden Fees
We'll ship your brand new bike in no time while you pay at an affordable monthly pace. It's bike shop quality, delivered direct to your door.
Applying for Synchrony Financing is quick and easy — simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time.
Real-Time Decisions
Applying is quick and easy, so you can spend less time filling out forms and more time riding. Just enter a few details and get an instant response.
GET STARTED
Won't Affect Your Credit Score
Synchrony Prequalify only performs a soft credit check, which won't affect your credit score. Plus, on-time payments with Synchrony can help build your credit history.
PREQUALIFY NOW**At participating stores only. See store for details. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.