Ride Now, Pay Later

Free financing up to 12 months same as cash with Synchrony financing

Finance Your Bike

Up to 0% APR available on qualified purchases

Flexible financing from Synchrony lets you choose the payment plan that works best for you. Just choose your new bike and gear and the rest is easy.


We're here to make your dream bike a reality, whether you're hitting the road or the trails, without straining your budget. By partnering with top industry brands, we offer you the latest and greatest bikes. Our flexible financing options from Synchrony make it easier than ever to pay at your own pace. Take advantage of our financing today and start your adventure on two wheels!

Quick and easy bike financing from Synchrony

Find your dream bike and select Synchrony Financing as your payment method at checkout.

Quick & Easy

Fill out the secure online application and you'll get an instant credit decision. Preqaulifying WILL NOT affect your credit score

Flexible Monthly Payments

You'll receive a temporary account number to secure your dream bike. You can choose to pay off your bike in as little as 12 months.

No Hidden Fees

We'll ship your brand new bike in no time while you pay at an affordable monthly pace. It's bike shop quality, delivered direct to your door.

Applying for Synchrony Financing is quick and easy — simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time.

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Real Time Decision

Applying is quick and easy, so you can spend less time filling out forms and more time riding. Just enter a few details and get an instant response.

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Free Bicycle Financing
The Best Summer Bike Clothing on Sale

No Hidden Fees

Know up front what you'll owe, with no hidden costs and no surprises.

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Won't Affect your Credit Score

Synchrony Prequalify only performs a soft credit check, which won't affect your credit score. Plus, on-time payments with Synchrony can help build your credit history.

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Free Bicycle Financing

Up to 12 months with no interest*

Get your dream bike and gear today with FREE financing (12 months same as cash, on approved credit). 

Our Freedom To Ride credit card is a convenient way to get the bike and accessories you want right away.* Apply in store, and if approved, you could be riding your hot new rig in no time.

No Interest if Paid in Full within 12 Months!* On Purchases of $299 or more with your Freedom To Ride credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required. *

Get started and fill out the ahead to one of our stores to fill out an application in person. Be sure to bring a photo ID.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be assessed on promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Provided by the good people at Synchrony Financing

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